General
Acceptance of Terms
By accessing or using SFI Group’s website, you acknowledge that you have read, understood, and agree to these Terms & Conditions. Continued use constitutes your acceptance.Intellectual Property
All content on this website, including text, images, logos, videos, and software, is the property of SFI Group or its licensors and is protected under intellectual property laws. You may not copy, modify, distribute, or use content without prior written permission.Website Content Accuracy
All content on this website, including text, images, logos, videos, and software, is the property of SFI Group or its licensors and is protected under intellectual property laws. You may not copy, modify, distribute, or use content without prior written permission.User Obligations
Users must not use the website for unlawful or harmful purposes, nor attempt to interfere with its proper functioning or security.Limitation of Liability
SFI Group is not liable for any direct, indirect, or consequential damages arising from your use of the website.Third-Party Links
The website may contain links to third-party sites. SFI Group is not responsible for their content, accuracy, or availability.Privacy Policy
Your privacy is important to us. Please review our Privacy Policy for information on how we collect, use, and protect your data.Changes to Terms
SFI Group may update these Terms at any time. Continued use indicates acceptance of the revised Terms.Governing Law
These Terms are governed by the laws of the Republic of Indonesia. Any disputes will fall under the jurisdiction of courts in Jakarta.
E-Commerce
Acceptance of Terms
By shopping on SFI Group’s e-commerce platform, you agree to be bound by these Terms & Conditions, including any promotional or service-specific rules.Product Information
SFI Group provides product descriptions, images, prices, and stock availability to the best of its ability. Actual product features, pricing, and availability may vary.Orders & Payments
Orders are confirmed only after successful payment. Payment methods include bank transfer, e-wallet, and other channels specified on the website. SFI Group reserves the right to cancel or modify orders at its discretion.Shipping & Delivery
Delivery timelines are estimates. SFI Group is not responsible for delays caused by courier services or unforeseen circumstances.Returns & Refunds
Return and refund policies are governed by SFI Group’s stated guidelines. Refunds are processed according to the chosen payment method.Promotions & Vouchers
Promotional offers and vouchers are subject to specific terms, including validity period, minimum spend, and product eligibility. Misuse or violation may result in forfeiture.User Obligations
Customers must provide accurate personal information, maintain account security, and comply with all applicable laws while using the platform.Limitation of Liability
SFI Group is not liable for indirect or consequential losses, including delays, product unavailability, or issues caused by third-party services.Third-Party Links & Services
External links or third-party services on the site are provided for convenience. SFI Group is not responsible for their content or performance.Privacy Policy
Customer data is collected and used according to SFI Group’s Privacy Policy. Personal data is handled securely and in compliance with applicable regulations.Changes to Terms
SFI Group reserves the right to update these Terms at any time. Continued use of the e-commerce platform indicates acceptance of any changes.Governing Law
These Terms are governed by the laws of the Republic of Indonesia. Any disputes will be resolved under the jurisdiction of Jakarta courts.
